Money & Finance

Shop wise and save four years on your mortgage

Shop wise and save four years on your mortgage A price war that is erupting between the banks could mean that the average first-time buyer could, theoretically, pay off their mortgage four years earlier if they shop wise. When the Bank of England reduced the rate to 0.5% in 2009, the analysts said that mortgage […]

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Money & Finance

Should you apply for a home improvement loan?

Should you apply for a home improvement loan? If you are thinking about applying for a home improvement loan there are a number of factors you need to consider very carefully. Most importantly, if you want to make energy efficiency improvements check the availability of government grants before you do anything else. You could qualify […]

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Money & Finance

Thinking of taking out a debt consolidation loan? Read this first

Thinking of taking out a debt consolidation loan? Read this first… Have you built up a few different debts? You’re not alone! Perhaps you have a couple of credit cards, maybe a store card or two, a personal loan, or some unpaid bills that are weighing on your mind. It’s surprisingly easy to build up […]

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Money & Finance

Thinking of taking out finance? Take note of our checklist first

Thinking of taking out finance? Take note of our checklist first Whether it’s a credit card, a loan, a store card or a finance arrangement, taking out a financial product should never be an easy decision. In fact, if you fail to get the very best deal you possibly can, you could end up spending […]

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Money & Finance

Is car insurance about to get more expensive?

Is car insurance about to get more expensive? Just when you thought it was safe to go back to the forecourt and get yourself a shiny new car, it turns out that UK motorists are likely to be hit with a hefty increase in the cost of car insurance policies in George Osborne’s next budget. […]

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Money & Finance

BREXIT – HOW WILL IT AFFECT YOU?

The results are in, and the United Kingdom has decided to leave the European Union by 52% to 48%. Whether you were for or against exiting the EU (Brexit), I commend everyone who took the time to vote, as I believe we are privileged to live in a democracy and we should always use that […]

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Credit Cards

Big overdraft fees to be banned

Big overdraft fees are about to become a thing of the past The Competitions and Markets Authority (CMA) have announced plans to set a cap on how much banks can charge customers who go into or over their overdraft facility. According to the CMA nearly 50% of bank account users go overdrawn – helping banks […]

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Home & Garden

Barclays brings back the 100% Mortgage

Barclays have brought back the 100% mortgage for the first time since the recession in a bid to help first time buyers With more than 35% of first time buyers asking their parents for help when it comes to buying their first home, Barclays has decided to bring back the 100% mortgage. Barclays has removed […]

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Money & Finance

Thousands of Care Workers Could Be Due A Payout

If you’re a Care Worker in the UK you could be due a big payout This week one of the largest Care Agencies in the UK paid out a settlement claim of £1,250 to a former employee after she sued them for refusing to pay her for her travel time between home visits – paving […]

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Money & Finance

What are your rights if your company goes into administration?

What are your rights if your company goes into administration? So as you may have heard in the news today, BHS has gone into administration meaning that ten thousand workers will be left with no job security. Losing your job can be an extremely stressful time, however it helps to know your rights if it happens […]

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Money & Finance

Adopting these simple habits could help make you much richer

Adopting these simple habits could help make you much richer I know how hard it can be for some people to save and budget themselves for the month. However, there are some very simple everyday habits that could help you along the way. The sooner you start adopting them into everyday life, the more money […]

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Money & Finance

How to make a fortune just from sitting around.

How to make a fortune just from sitting around. I know times are hard for lots of people in today’s financial climate, and the big benefit shake up probably isn’t helping anyone. However, if you are constantly thinking about ways you can make yurself some extra cash then I definitley have you covered. I know the […]

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Money & Finance

Could you be one of thousands owed a water rebate?

Could you be one of thousands owed a water rebate? Did you know that you and thousands of others could actually be owed a water rebate? Here’s how. Basically, if you have ever found yourself paying ‘surface water drainage’ charges then you could be entitled to your money back. Most people don’t even think twice about […]

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Money & Finance

Financial planning tips for couples with kids

Financial planning tips for couples with kids Financial planning is a very important aspect of everyone’s life, however even more so if you have a family of your own to consider because you need to think about their futures as well as your own. For this reason, I think it is important to start considering […]

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